Owning a home has never been easier or faster. At Absa we can approve your loan in 2 working days and give you a letter of intent. We can help you brick-by-brick, whether you want to build a house,
buy a house or extend your home.


Owning a home

Buying or building a house.



Extending your existing home.



Transferring your existing bond to Absa.


Getting a bridging loan if you’re selling your home.

What you can expect
  • What you get

    • We will approve your loan in 2 working days and give you a letter of intent.
    • We offer up to 100% finance for purchase and building loans and up to 85% for equity and refinance loans.
    • You can combine your and your spouse’s income to qualify for a higher amount.
    • Depending on your income and the value of the house you are buying, we can lend you up to P10,000,000.
    • Convert some of the value of your property to cash.
    • Use your house as security and raise capital for other projects.
  • What you need to know

    • Your property is the security for the loan.
    • You don’t have to bank with Absa to qualify for a home loan (after approval you’ll have to move your income to Absa if you’re not a customer yet).
    • Scheme customers can qualify for a home loan without opening an account with us.
    • The maximum repayment period is 25 years or up to the age of 65, whichever is shorter (dependent on retirement age required by your employer).
  • What to bring when you apply

    When applying for a mortgage:

    • An arrangement fee of the loan amount and VAT.
    • The following documents:
      • Payslips
      • A letter from your employer confirming your employment and income
      • A copy of the title deed for the property
      • A sale agreement letter
      • A valuation report

    If you’re building a house we’ll also need to see:

    • Approved council plans
    • Valuation report of plans
    • Title deed
    • Bill of quantities
    • Quotations from three contractors

    If you are re-mortgaging we need to have:

    • Settlement letters of all facilities that you’ll be clearing
    • Title deed
    • Valuation of the house (we recommend using a valuer from our panel)

Need more help?

Call our Mortgage advisors on:

Tel: +267 367 2882
Tel: +267 367 2879

or contact your nearest branch to apply for a Mortgage Loan.


Abby: +267 76 644 404



Talk to us