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Consulting a professional

Get off to a good start with a Graduate Loan

You may qualify for this great starter loan if you’ve graduated from a recognised tertiary institution within the past three years. Borrow up to P75,000 at competitive rates with no security required with a Graduate Loan

Enquire now

Great rates

Benefit from our competitive interest rates and loan fees.

 

Assistance

We offer support to help you manage your loan easily.

 

Easy payment

Your monthly loan instalments are deducted with a stop order.

What you can expect
  • What you get

    • Borrow up to P75,000 with no security required.
    • Competitive interest rates and loan fees apply.
    • Flexible repayment periods range from 12 to 48 months, provided the loan end date is before expiry of contract.
    • Retrenchment insurance cover is offered to secure your loan against retrenchment.
    • In the event of a retrenchment the total outstanding balance of your loan will be settled by the insurer.
    • Credit life insurance is offered to cover the loan in the case of death or permanent disability.
    • It's a quick approval process.
  • What you need to know

    • Available to credit-worthy salaried customers who are employed permanently or on a contract basis
    • Existing and new salary account holders can apply 
    • No collateral or security needed to apply for the loan
    • To pay your loan, a monthly stop order is required to deduct the loan instalment from your salary account
    • Competitive rates with no security required
    • To qualify you must have graduated from a recognised tertiary institution within the past 3 years
  • What to bring when you apply

    • Your employment confirmation letter and latest payslip
    • Your tertiary education certificate (available to holders of valid tertiary diplomas, and graduates)
    •  3 months’ bank statement for new customers who have been employed
    • Your valid Omang or passport for non-citizens
    • Residence permit for non-citizens
    • Address confirmation document
    • A marriage certificate, if married in community of property
    • Form A, if married out of community of property

Enquire nowFind a branch

Need more help?

Call:

Tel: +267 315 9575
Fax: +267 395 9780
BTC Toll free: 0800 600 444
Mascom Toll free: 150

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Abby: +267 76 644 404

Email:

Botswana.CustomerService@absa.africa

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