• Missed a payment on your loan or credit card

    Missed your loan/credit card repayment? 

    Contact +267 3634040 or send an email to collections@absa.africa to make a payment plan.
     

    Missed a payment on your loan/credit card?

    Let us know of any changes in your personal details so that your records are kept up to date. This could be your:
    • Contact details
    • Residential address
    • Employment or
    • Banking details

    Email your new details to collections@absa.africa

     

  • Frequently asked questions

    1. I lost my job? What will happen to my debts?

      If you have a retrenchment cover, your personal loan/credit card will be paid off and home loan/car will only be paid for 12 months.
      If you don’t have retrenchment cover, you will have to contact Collections and Recoveries Department at Head Office to discuss available options to assist you to pay off your debt.

    2. I am no longer working due to an injury. What happens to my debts?

      Your loan has credit life insurance, which covers your loan in the event that you are boarded on medical grounds. If you decide to leave without medical recommendation, you will not be covered by the insurance and you will be expected to pay off your debt.

    3. What should I do to clear my name on the credit listing?

      You pay what you are currently owing and the status of your listing will be updated at the Credit Bureau.
  • Why am I listed at the Credit Bureau?

     

    There are 2 types of listing namely; positive listing and negative listing:

     

    • A positive listing is when your car/home loan, personal loan/credit card that is not overdue is listed at the Credit bureau. This is done to keep a record of all your financial obligations. It is done in compliance with financial institution practice. 
    • A negative listing is when your overdue car/home loan, personal loan/credit card is listed at the Credit Bureau.
  • Auctions

     

    To find more about our auctions, contact 3634040 or email collections@absa.africa

Need more help?

Call us on:
+2673159575 (Contact centre)
0800 600 444 (BTC Toll Free)
150 (Mascom Toll Free)

Email us:
Botswana.CustomerService@absa.africa