Let an Absa Personal Loan help you start your story

Have your National ID ready and make sure the camera on your device is enabled

Apply online
Resume application
Review application

Bring your goals within reach with a flexible unsecured loan designed around you

Whether you’re upgrading your home, investing in your education, consolidating debt, or planning something special, our Personal Loan gives you the financial freedom to move forward with confidence

Calculate your loan affordability

What you get

Unsecured loan of up to P750,000

Flexible repayment terms from 12 to 84 months

Competitive interest rates linked to the Absa Prime Lending Rate

No collateral or security required

Instalments structured to end before retirement or contract expiry

Exclusive benefits

Preferential pricing when combining your loan with an Absa Credit Card and Retrenchment Cover (where applicable)

Enhanced benefits available for Premier and Prestige customers

Credit life insurance

Covers death and permanent disability

If the death is caused by an accident, an additional benefit of P30,000 will be payable to beneficiaries

Retrenchment cover

Affordable premium

Settles the remaining loan balance in the event of retrenchment

Retrenchment cover

Available to both existing and new Absa salary account holders

Available to permanently employed and qualifying self-employed professionals

Monthly stop order required for instalment deductions

Standard credit assessment applies

Apply online Resume application

Documents required
Original recent Payslip

Valid Identity Card / Omang(nationals)

For non–citizens; passport, valid work, and residence permit

Confirmation of employment

If new to employment confirmation of employment letter should indicate on-going probation or completion

Confirmation of physical address

Salary account with Absa Bank or three months bank statements from your current bank

Copy of your contract if you are employed on a contract basis

Marriage certificate if you are married

Spouse consent form (if married in community of property)

Form A if married out of community of property

Credit life is compulsory