Let an Absa Loan help you start your story

Bring your goals within reach with a flexible unsecured loan designed around you

Whether you’re upgrading your home, investing in your education, consolidating debt, or planning something special, our Personal Loan gives you the financial freedom to move forward with confidence.

What you get

• Unsecured loan of up to P750,000
• Flexible repayment terms from 12 to 84 months
• Competitive interest rates linked to the Absa Prime Lending Rate
• No collateral or security required
• Instalments structured to end before retirement or contract expiry

Exclusive benerits

• Preferential pricing when combining your loan with an Absa Credit Card and Retrenchment Cover (where applicable)
• Enhanced benefits available for Premier and Prestige customers

Insurance protection built in

Your loan comes with optional protection solutions to give you peace of mind:

Credit life insurance

• Covers death and permanent disability
• If the death is caused by an accident, an additional benefit of P30,000 will be payable to beneficiaries

Retrenchment cover

• Affordable premium
• Settles the remaining loan balance in the event of retrenchment

Eligibility and requirements

• Available to both existing and new Absa salary account holders
• Available to permanently employed and qualifying self-employed professionals
• Monthly stop order required for instalment deductions
• Standard credit assessment applies

Apply online 

Resume application

Review application